Residence by Investment
Cayman Adaları
The Cayman Islands offers long-term residence through the Residency Certificate for Persons of Independent Means (R41), requiring real estate investment of at least USD 600,000 and proof of income. The Permanent Residency Certificate (R42) requires an investment of approximately USD 2.4 million; there is no direct tax.
Last updated: 2026-07-07
At a glance
- Program
- Residency Certificate (R41 / R42)
- R41 (independent means)
- ~USD 600,000 real estate + income
- R42 (permanent)
- ~USD 2,400,000 investment
- Tax
- No direct tax
- Duration (R41)
- 25 years
Who is it for?
- Those seeking long-term or permanent residence in a tax-free financial center.
- Individuals with ~USD 600,000 real estate and proof of income for R41.
- High-net-worth individuals seeking direct permanent residence through R42 (~USD 2.4 million).
- Families seeking top-level security and quality of life.
The R41 and R42 Certificates
There are two main routes. The Residency Certificate for Persons of Independent Means (R41) provides 25-year residence with real estate investment of at least USD 600,000 and proof of income. The Permanent Residency Certificate for Persons of Independent Means (R42) offers direct, indefinite permanent residence with an investment of approximately USD 2.4 million.
Tax-Free Financial Center
The Cayman Islands is a leading offshore financial center with no direct taxes such as income, capital gains, corporate, or inheritance tax. This structure makes the country highly attractive for international investors and asset holders.
Benefits
- A tax-free financial center.
- Long-term or permanent residence.
- Top-level quality of life and security.
- Family members can be included.
Requirements
- ~USD 600,000 real estate and proof of income for R41.
- ~USD 2,400,000 investment for R42.
- Clean criminal record.
Costs
- R41 (long-term)
- ~USD 600,000 real estate
- R42 (permanent)
- ~USD 2,400,000
- Government fees
- Additionally apply
FAQ
- What is the difference between R41 and R42?
- R41 is a long-term (25-year) residency certificate; R42 provides direct permanent residence with a higher investment.
- Is tax paid?
- There are no direct taxes such as income, capital gains, or corporate tax in the Cayman Islands.
- Is there a right to work?
- R42 may cover the right to work/conduct business under certain conditions; R41 generally does not grant work rights. We confirm current conditions.
- Can I include my family?
- Yes. Spouse and dependent children can be included in the application.
- What is the real estate requirement?
- R41 requires real estate investment of at least USD 600,000 and proof of regular income.
Disclaimer: Golden Visa Partners is an investment and immigration advisory firm; it does not provide legal or attorney services. The investment amounts, timelines and program conditions on this page are for general guidance only and, because regulations change quickly, may be out of date. Before making any decision, we recommend consulting current official sources and obtaining independent legal and financial advice.
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