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Golden Visa Partners

2026 Program Guide

Costa Rica Retirement Visa

The Costa Rica Pensionado Visa grants residence with a lifetime pension income of at least USD 1,000 per month. With a low income requirement, natural surroundings, and the pura vida lifestyle, it is one of the world's most popular retirement destinations; 4 months of residence per year are required.

Last updated: 2026-07-07 · Reviewed by: Burak Ünal

At a glance

Program
Pensionado Visa
Pension income
≥USD 1,000/month (lifetime)
Residence
2 years (renewable)
Stay
4 months/year
Permanent residence
After 3 years

Who is it for?

  • Those seeking a tropical retirement with a very low income requirement (USD 1,000/month pension).
  • Those prioritizing nature, safety, and the pura vida lifestyle.
  • Those prepared to spend four months per year in Costa Rica.
  • Families seeking a path to permanent residence (3 years).

Pensionado: USD 1,000 Pension

The Costa Rica Pensionado Visa is granted with proof of a guaranteed lifetime pension income of at least USD 1,000 per month, one of the lowest income requirements in the world. Residence is granted for two years and renewed; at least four months per year in the country are required to maintain status. For those without a pension, the rentista alternative (~USD 2,500/month) is also available.

Tax and Permanent Residence

Costa Rica largely follows a territorial tax approach; your foreign pension and income are generally not taxed. Permanent residence can be obtained after three years. The country is extremely popular among retirees for its stable democracy, nature, and healthcare system.

Life on a Pensionado Visa

The Pensionado Visa is tailored to retirees drawing a lifetime pension of at least USD 1,000 per month, and its low income threshold makes Costa Rica one of the most reachable retirement destinations. It suits those attracted to natural surroundings and the relaxed pura vida lifestyle who are happy to spend a meaningful part of the year in the country. To apply, you prove your qualifying pension and provide a clean criminal record, then receive residence granted for two years and renewable thereafter. The route asks for roughly four months of residence each year, and after three years it can lead to permanent residence. Family members can be included, so couples and dependents can plan the move together. Practical planning should account for health insurance, access to the local healthcare system and the everyday cost of living, which many find manageable. As requirements can evolve, confirm the current details with the relevant authorities or a qualified adviser before you begin.

Benefits

  • Very low income requirement.
  • Natural surroundings and high quality of life.
  • Path to permanent residence and healthcare system.
  • Family members can be included.

Requirements

  • At least USD 1,000/month lifetime pension income.
  • Clean criminal record.
  • 4 months of residence per year.

Costs

Proof of income
USD 1,000/month
Fees
Additional fees apply

FAQ

What is the income requirement?
A guaranteed lifetime pension income of at least USD 1,000 per month is sufficient.
How long do I need to stay?
At least 4 months per year in Costa Rica are required to maintain status.
Can I apply if I don't have a pension?
Yes. The rentista route, requiring roughly USD 2,500 in stable monthly income instead of a pension, can be considered.
Do I pay tax in Costa Rica?
Due to the territorial approach, your foreign pension and income are generally not taxed.

Sources

Disclaimer: Golden Visa Partners is an investment and immigration advisory firm; it does not provide legal or attorney services. The investment amounts, timelines and program conditions on this page are for general guidance only and, because regulations change quickly, may be out of date. Before making any decision, we recommend consulting current official sources and obtaining independent legal and financial advice.

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