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Golden Visa Partners

2026 Program Guide

Malaysia Retirement Visa

The Malaysia MM2H (Malaysia My Second Home) program offers tiered residence to retirees and long-term residents. The Silver tier (50+) requires a RM 150,000 deposit in a Malaysian bank and roughly RM 5,000 per month in foreign income; it provides a low cost of living and tropical climate.

Last updated: 2026-07-07 · Reviewed by: Burak Ünal

At a glance

Program
MM2H (tiered)
Silver tier (50+)
RM 150,000 deposit + ~RM 5,000/month income
Duration
Long-term visa
Cost of living
Low
Note
Program updated in 2024

Who is it for?

  • Retirees seeking long-term residence with tiered options (Silver/Gold/Platinum).
  • Those able to show a RM 150,000 deposit and ~RM 5,000/month foreign income.
  • Those prioritizing low cost of living, widespread English, and tropical climate.
  • Those wishing to relocate with their families.

Tiered MM2H (2024 Update)

The Malaysia My Second Home (MM2H) program was renewed in 2024 and divided into three tiers: Silver, Gold, and Platinum. The entry-level Silver tier (over 50 years old) requires a RM 150,000 deposit in a Malaysian bank and roughly RM 5,000 per month in foreign income. Higher tiers offer additional benefits with larger deposits.

Deposit and Stay

The program requires maintaining a fixed bank deposit according to tier; after a certain period, part of the deposit can be withdrawn for approved purposes such as purchasing property, healthcare, or education. Depending on the tier, there may be a minimum annual stay requirement.

Matching the Right MM2H Tier

MM2H is structured in tiers, so an early task is matching your circumstances to the right level rather than assuming a single set of rules. The Silver tier, open to applicants aged 50 and over, asks for a deposit of RM 150,000 in a Malaysian bank together with foreign income of roughly RM 5,000 per month, while the Gold and Platinum tiers set higher commitments. This makes the program suitable for retirees and long term residents who can maintain a bank deposit and demonstrate income from abroad. The route involves preparing your financial evidence, passing a health check and providing a clean criminal record before receiving a long term visa. A low cost of living, widely spoken English and a tropical climate are common attractions, and family members can be included in your plans. Because the program was revised in 2024, thresholds and conditions have changed, so it is important to confirm the current requirements with the relevant authorities or a qualified adviser before you apply.

Benefits

  • Tiered options (Silver / Gold / Platinum).
  • Low cost of living.
  • Widespread English and tropical climate.
  • Family members can be included.

Requirements

  • Bank deposit and foreign income according to tier.
  • Clean criminal record.
  • Health check.

Costs

Deposit
From RM 150,000 (depending on tier)
Proof of foreign income
From ~RM 5,000/month

FAQ

What are the tiers?
MM2H consists of Silver, Gold, and Platinum tiers with different deposit and income requirements.
Is a deposit required?
Yes, a fixed deposit must be held in a Malaysian bank according to tier.
Can I withdraw my deposit?
After a certain period, part of the deposit can be withdrawn for approved purposes such as housing, healthcare, or education.
Is there a stay requirement?
Depending on the tier, there may be a minimum annual stay requirement; we confirm current conditions.

Sources

Disclaimer: Golden Visa Partners is an investment and immigration advisory firm; it does not provide legal or attorney services. The investment amounts, timelines and program conditions on this page are for general guidance only and, because regulations change quickly, may be out of date. Before making any decision, we recommend consulting current official sources and obtaining independent legal and financial advice.

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