Skip to content
Golden Visa Partners

2026 Program Guide

Malta Golden Visa & Residence Permit

The Malta Permanent Residence Programme (MPRP) offers indefinite residence in the EU through renting or purchasing real estate combined with a government contribution. Total cost starts at approximately EUR 150,000 under the rental option, providing visa-free travel within the Schengen area and indefinite residence in Malta.

Last updated: 2026-07-07 · Reviewed by: Burak Ünal

At a glance

Program
Permanent Residence (MPRP)
Real estate (rental)
EUR 10,000-14,000/year (5 years)
Real estate (purchase)
EUR 300,000-375,000
Government contribution
Approximately EUR 30,000-60,000 + EUR 2,000 donation
Asset requirement
EUR 500,000 (EUR 150,000 liquid)
Processing time
Approximately 6-14 months

Who is it for?

  • Non-EU citizens seeking indefinite EU residence through investment.
  • Those seeking a fixed and predictable cost structure (rental route from ~EUR 150,000).
  • Those wishing to include family members up to four generations (including parents and grandparents).
  • Those seeking Schengen travel and a stable EU base.

Rent or Buy?

MPRP offers two real estate routes. The rental route lowers total cost (from approximately EUR 150,000) but you do not own property; you must retain the property for at least 5 years. The purchase route (EUR 300,000-375,000) requires a higher investment but you acquire an asset. The choice depends on your preference for tying up capital.

Cost Components

Total cost consists of the government contribution (approximately EUR 30,000-60,000 depending on rental or purchase), a EUR 2,000 charitable donation, real estate, and agency/government fees. Additionally, the EUR 500,000 asset requirement (of which EUR 150,000 must be liquid) must be met. The structure is fixed and predictable.

MPRP Is Residence, Not Citizenship

MPRP provides indefinite permanent residence and visa-free travel of up to 90 days in 180 days within the Schengen area. Maltese citizenship is a separate, lengthy, and discretionary process; MPRP does not directly grant citizenship.

Bringing Your Family to Malta

One of the MPRP's most distinctive features is how far it reaches across a family. The programme can include relatives spanning up to four generations, which makes it well suited to applicants who want to secure a stable European base for parents and children together rather than for themselves alone. The route is designed for non-EU nationals over the age of eighteen, and it follows a predictable path: a preliminary assessment, the application, the property and contribution steps, and finally the residence card. Applicants can choose to rent or purchase qualifying property, and must meet the stated asset threshold, so it helps to plan finances before starting. Practical preparation is straightforward but important. Each included family member will need supporting documents, a clean criminal record, and valid health insurance, and assembling these early smooths a process that takes a number of months. It is worth remembering that the MPRP grants residence rather than citizenship, so expectations should be set accordingly. For a multi-generational move, the details of eligibility and documentation reward careful attention, and a qualified adviser can help confirm how your particular family fits the rules.

Benefits

  • Indefinite residence in Malta.
  • Visa-free travel of up to 90 days in 180 days within the Schengen area.
  • Family members up to four generations can be included.
  • Fixed and predictable cost structure.
  • Life in the EU and a stable base.

Requirements

  • Non-EU citizen, over 18 years of age.
  • Meeting the required asset threshold.
  • Real estate rental/purchase and government contribution.
  • Clean criminal record and health insurance.

Costs

Government contribution (administrative)
Approximately EUR 30,000-60,000 (depending on rental/purchase)
Charitable contribution
EUR 2,000
Real estate
Rental from EUR 10,000+/year or purchase from EUR 300,000+
Agency and government fees
Apply separately

Process

  1. Preliminary assessment

    Determining eligibility and the real estate option.

  2. Application

    Application and due diligence through a licensed agent.

  3. Real estate and contribution

    Completing the real estate transaction and government contribution.

  4. Residence card

    Obtaining the permanent residence card after approval.

FAQ

Is renting or buying more suitable?
Renting lowers total cost (from approximately EUR 150,000); purchasing requires a higher investment but you acquire an asset. Verify current amounts.
Does MPRP make me a Maltese citizen?
No, MPRP is a residence program. Maltese citizenship is a separate, discretionary process.
How long does it take to obtain residence?
The process is generally completed within 6-14 months.
What is the asset requirement?
The applicant must have assets worth at least EUR 500,000, of which EUR 150,000 must be liquid (cash or convertible to cash).
How many family members can be included?
Up to four generations of family members, including spouse, children, parents, and grandparents, can be added to the application.
Do I have to live in Malta?
There is no minimum stay requirement; however, the real estate (rental or property) must be maintained for 5 years to preserve residence.

Sources

Disclaimer: Golden Visa Partners is an investment and immigration advisory firm; it does not provide legal or attorney services. The investment amounts, timelines and program conditions on this page are for general guidance only and, because regulations change quickly, may be out of date. Before making any decision, we recommend consulting current official sources and obtaining independent legal and financial advice.

Other programs in this country

Related Countries

  • Program Details

    USA

    The USA EB-5 Investor Visa opens the way to US permanent residence (green card) through an investment of USD 800,000 in a targeted employment area...

    Program Details

  • Program Details

    Argentina

    Argentina offers residence through the rentista (passive income) and investor routes; both open the way to citizenship in a relatively short time...

    Program Details

  • Program Details

    Austria

    Austria offers a quota-limited 'special settlement' residence permit for those wishing to live without working.

    Program Details

Latest Posts

Guides and Tools