What is the income requirement?

The main applicant needs roughly EUR 920 per month in passive income; add 50% for a spouse and 30% for each child.

What types of income are accepted?

Pensions, rental income, dividends, royalties, and similar regular passive income are accepted.

When can I apply for citizenship?

After five years of legal residence, with an A2 level of Portuguese, you can apply for citizenship.

2026 Program Guide

Portugal Retirement Visa

The Portugal D7 Visa grants residence to retirees and passive-income earners with roughly EUR 920 per month (about EUR 11,040 per year) in passive income. With Schengen access, a low income requirement, and a path to permanent residence and citizenship after five years, it is one of Europe's most attractive retirement programs.

Last updated: 2026-07-07 · Reviewed by: Burak Ünal

At a glance

Program: D7 Visa
Passive income: ~EUR 920/month (spouse +50%, child +30%)
Schengen: Free movement
Permanent residence/citizenship: After 5 years
Stay requirement: ~4 months/year

Who is it for?

Those seeking EU retirement with a low income requirement (~EUR 920/month).
Individuals with passive income such as pension, rental income, or dividends.
Those targeting Schengen access and citizenship within 5 years.
Those wishing to relocate to Portugal with their families.

D7: Low Income Requirement Retirement

The Portugal D7 Visa is one of Europe's most accessible retirement pathways, requiring proof of roughly EUR 920 per month (about EUR 11,040 per year) in passive income. This amount increases by 50% for a spouse and 30% for each child. Spending approximately four months per year in Portugal is enough to maintain residence status; accepted income sources include pensions, rental income, dividends, and royalties.

Tax and Citizenship

For new residents relocating to Portugal, the new IFICI tax incentive replaced the former NHR regime in 2024. After five years of legal residence, applicants may apply for permanent residence and (with A2-level Portuguese) citizenship. The D7 stands out for its affordability and its path to citizenship.

Planning Your Move to Portugal

The D7 route is designed for retirees and anyone living on steady passive income, from pensions to rental returns or dividends. Because the minimum income requirement is among the most accessible in Europe, it opens the door to Schengen access and a high quality of life without demanding a large investment. In practice, you demonstrate that your regular income meets the threshold, arrange accommodation and health insurance, and apply for the visa before collecting your residence permit in Portugal. The permit is then renewed over time, with a path toward permanent residence and citizenship after five years. Families can plan together, since a spouse and children can be included under higher income allowances. When budgeting, it helps to weigh the cost of living alongside insurance and the modest stay requirement of roughly four months each year. As with any long term relocation, confirm the current figures and documentation with the relevant authorities or a qualified adviser before you commit.

Benefits

One of Europe's retirement visas with the lowest income requirement.
Access to the Schengen area.
High quality of life and healthcare system.
Path to citizenship, with family included.

Requirements

~EUR 920/month in passive income.
Accommodation and health insurance.
Clean criminal record.

Costs

Proof of income: ~EUR 11,040/year
Visa and residence permit fees: Additional fees apply

FAQ

What is the income requirement?: The main applicant needs roughly EUR 920 per month in passive income; add 50% for a spouse and 30% for each child.
How long do I need to stay?: Spending about 4 months per year in Portugal is enough to maintain residence status.
What types of income are accepted?: Pensions, rental income, dividends, royalties, and similar regular passive income are accepted.
When can I apply for citizenship?: After five years of legal residence, with an A2 level of Portuguese, you can apply for citizenship.

Sources

Ministry of Foreign Affairs - Portugal Visa Portal: Residence national visa (D7)

Disclaimer: Golden Visa Partners is an investment and immigration advisory firm; it does not provide legal or attorney services. The investment amounts, timelines and program conditions on this page are for general guidance only and, because regulations change quickly, may be out of date. Before making any decision, we recommend consulting current official sources and obtaining independent legal and financial advice.

Other programs in this country

Related Countries

Program Details
Austria
Austria offers a residence permit for persons not engaged in gainful employment for retirees with passive income, requiring roughly EUR 23,199 per...
Program Details
Program Details
Ecuador
The Ecuador retirement (Pensionado) visa grants residence with roughly USD 1,446 per month (three times the minimum wage) in income.
Program Details
Program Details
Philippines
The Philippines SRRV (Special Resident Retiree's Visa) grants permanent residence to applicants over 40 following the 2025 restructuring.
Program Details

Latest Posts

August 20, 2026

Guides and Tools

Tools