Portekiz

At a glance

Program

D7 Visa

Passive income

~EUR 920/month (spouse +50%, child +30%)

Schengen

Free movement

Permanent residence/citizenship

After 5 years

Stay requirement

~4 months/year

D7: Low Income Requirement Retirement

The Portugal D7 Visa is one of Europe's most accessible retirement pathways, requiring proof of roughly EUR 920 per month (about EUR 11,040 per year) in passive income. This amount increases by 50% for a spouse and 30% for each child. Spending approximately four months per year in Portugal is enough to maintain residence status; accepted income sources include pensions, rental income, dividends, and royalties.

Tax and Citizenship

For new residents relocating to Portugal, the new IFICI tax incentive replaced the former NHR regime in 2024. After five years of legal residence, applicants may apply for permanent residence and (with A2-level Portuguese) citizenship. The D7 stands out for its affordability and its path to citizenship.

Benefits

• One of Europe's retirement visas with the lowest income requirement.
• Access to the Schengen area.
• High quality of life and healthcare system.
• Path to citizenship, with family included.

Requirements

• ~EUR 920/month in passive income.
• Accommodation and health insurance.
• Clean criminal record.

Costs

Proof of income

~EUR 11,040/year

Visa and residence permit fees

Additional fees apply

FAQ

What is the income requirement?

The main applicant needs roughly EUR 920 per month in passive income; add 50% for a spouse and 30% for each child.

How long do I need to stay?

Spending about 4 months per year in Portugal is enough to maintain residence status.

What types of income are accepted?

Pensions, rental income, dividends, royalties, and similar regular passive income are accepted.

When can I apply for citizenship?

After five years of legal residence, with an A2 level of Portuguese, you can apply for citizenship.