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Program comparison
Portugal vs Spain
Compare Portugal and Spain side by side: minimum investment, timeline, stay requirement and key benefits (2026).
Portugal
The Portugal Golden Visa (ARI) offers residence in Europe through a EUR 500,000 investment in investment funds; the real estate route has been eliminated.
- Program
- Golden Visa (ARI)
- Fund investment
- From EUR 500,000
- Real estate route
- Eliminated (no longer eligible)
- Stay requirement
- Average of 7 days per year
- Path to citizenship
- 5 years (new law extended timelines for non-EU applicants)
- Family
- Spouse, children, and dependents included
Benefits
- Free movement within the Schengen area.
- A very low physical presence requirement of just 7 days per year.
- Family members can be included in the application.
- Path to permanent residence and citizenship.
- Access to living, education, and healthcare in the EU.
Spain
The Spain Golden Visa program ended on April 3, 2025, due to housing price concerns, and no longer accepts new applications.
- Golden Visa status
- Closed (April 3, 2025)
- Non-Lucrative Visa (NLV)
- ~EUR 2,400/month passive income
- Digital Nomad Visa
- ~EUR 2,850/month remote income
- Entrepreneur Visa
- Innovative business plan
- Existing golden visa holders
- Rights preserved and renewable
Benefits
- Living in Spain and Schengen access through alternative visas.
- Residence possible through passive income or remote work.
- Family members can be included.
- Path to citizenship after 10 years of residence.
Cost comparison
Portugal
- Investment fund
- From EUR 500,000
- Government and application fees
- Vary by applicant
- Renewal fees
- Periodic
Spain
- Golden Visa
- No longer available (ended in 2025)
- Non-Lucrative Visa (NLV)
- ~EUR 28,800/year proof of income
- Digital Nomad Visa
- ~EUR 2,850/month income
- Entrepreneur Visa
- Depends on business plan
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