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Program comparison
Malta vs Portugal
Compare Malta and Portugal side by side: minimum investment, timeline, stay requirement and key benefits (2026).
Malta
The Malta Permanent Residence Programme (MPRP) offers indefinite residence in the EU through renting or purchasing real estate combined with a government...
- Program
- Permanent Residence (MPRP)
- Real estate (rental)
- EUR 10,000-14,000/year (5 years)
- Real estate (purchase)
- EUR 300,000-375,000
- Government contribution
- Approximately EUR 30,000-60,000 + EUR 2,000 donation
- Asset requirement
- EUR 500,000 (EUR 150,000 liquid)
- Processing time
- Approximately 6-14 months
Benefits
- Indefinite residence in Malta.
- Visa-free travel of up to 90 days in 180 days within the Schengen area.
- Family members up to four generations can be included.
- Fixed and predictable cost structure.
- Life in the EU and a stable base.
Portugal
The Portugal Golden Visa (ARI) offers residence in Europe through a EUR 500,000 investment in investment funds; the real estate route has been eliminated.
- Program
- Golden Visa (ARI)
- Fund investment
- From EUR 500,000
- Real estate route
- Eliminated (no longer eligible)
- Stay requirement
- Average of 7 days per year
- Path to citizenship
- 5 years (new law extended timelines for non-EU applicants)
- Family
- Spouse, children, and dependents included
Benefits
- Free movement within the Schengen area.
- A very low physical presence requirement of just 7 days per year.
- Family members can be included in the application.
- Path to permanent residence and citizenship.
- Access to living, education, and healthcare in the EU.
Cost comparison
Malta
- Government contribution (administrative)
- Approximately EUR 30,000-60,000 (depending on rental/purchase)
- Charitable contribution
- EUR 2,000
- Real estate
- Rental from EUR 10,000+/year or purchase from EUR 300,000+
- Agency and government fees
- Apply separately
Portugal
- Investment fund
- From EUR 500,000
- Government and application fees
- Vary by applicant
- Renewal fees
- Periodic
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